• AMP Banking

For more than 150 years, AMP has been helping Australians reach their financial goals and create the lives they want for themselves. AMP Banking continues the tradition. It's a new way of banking. It doesn't have branches; instead they work with you directly, to provide top line home loans, everyday and savings accounts, credit cards and business banking. What does it mean for you? More efficient and relevant service ? so you get what you need faster.

• ANZ Banking Group

Another of Australia's best-known lenders, ANZ offers a full range of financial products and services in Australia and New Zealand. In July 2003, five of its loans were rated by the independent Cannex rating service as "five-star" - the highest rating available

• BankWest

A leading Western Australian lender building a national presence, BankWest is a subsidiary of Halifax Building Society. In July 2003, seven of its loans were rated by the independent Cannex rating service as "five-star" - the highest rating available. Three of its products ranked in the top ten in their categories in Your Mortgage magazine's 2003 Mortgage of the Year awards.

• Bluestone

Bluestone specialises in providing mortgage finance to borrowers who do not fit the criteria of traditional lenders.

• Citibank

Citibank in Australia is part of Citigroup, one of the world's largest financial services organisations. Citibank commenced consumer operations in Australia in 1985 when it was the first foreign bank to be granted a banking licence.

• Colonial

Colonial is fully owned by the Commonwealth Bank of Australia, one of Australia's leading providers of integrated financial services including retail banking, funds management, superannuation and general insurance. In July 2003, five of its loans were rated by the independent Cannex rating service as "five-star" - the highest rating available. Four of its loans ranked in the top ten in their categories in Your Mortgage magazine's 2003 Mortgage of the Year awards. (Colonial - banking products of the Commonwealth Bank of Australia ABN 48 123 123 124)

• GE Mortgage Solutions

As part of global finance giant GE, GE Mortgage Solutions provides a comprehensive range of specialised financial services to consumers.

• Homeside

HomeSide is a division of National Australia Bank. HomeSide offer an innovative range of financial products developed as a result of applying pro-active thinking to changing financial market conditions. They offer a variety of home and investment loans, each providing different features and benefits.

• ING Bank

Part of one of the world's largest banks, ING Bank was named Best Bank 2001 by Your Mortgage magazine. Its loans ranked among the top ten bank loans in every category of Your Mortgage magazine's 2003 Mortgage of the Year awards.

• La Trobe Financial

La Trobe Financial is an Australian founded, owned and operated mortgage lender, established on 3 August 1952 in Melbourne. La Trobe Financial has established and maintains a broad geographic spread of quality, primarily residential mortgage assets across Australia, with over 80% of securities domiciled in the major capital Australian cities of Sydney, Melbourne, Brisbane, Adelaide and Perth.

• Liberty Financial

Liberty specialises in providing home loans to customers with special needs.

• RAMS Home Loans

RAMS is a 100 per cent Australian owned non-bank lender. Launched as a retail brand in 1995, RAMS is widely regarded as one of Australia's most successful non bank lenders.

• Suburban Management

A niche lender with a long history in the Melbourne home loan marketplace, Suburban provides a high level of personal service.

• Suncorp

The Suncorp Group is one of Australia's leaders in banking, insurance, investment and superannuation. he Suncorp Group is Australia's 6th largest bank. The Group focuses on retail consumers and small to medium business.

• St George Bank

Australia's fifth-largest bank, St George won Your Mortgage magazine's Best New Product of the Year award for 2003. Nine of its loans ranked in the top ten in their categories in Your Mortgage magazine's 2003 Mortgage of the Year awards

• Westpac

This major Australian lender provides banking, investment, insurance and other financial services and can trace its origins all the way back to 1817. Three of its products ranked in the top ten in their categories in Your Mortgage magazine's 2003 Mortgage of the Year awards