AMB Australia
about us services calculators appointment contact us contact us
The average Australian mortgage repayment is around $1500 per month and the average mortgage is $225,000 - higher in NSW and the more expensive real estate states. With rising rentals putting many Australian in a rent trap, more and more people are getting mortgages with little or no deposit and if you can afford it, this is a viable option. On these pages you can work out just how much you would be paying off on a loan at different interest rates and under different conditions.

Loan Comparison Calculator

The Loan Comparison Calculator calculates the total amounts payable under two alternative loans and then provides the comparative amount saved by using the lower cost loan. The two loans allow for the entry of different expense amounts, both initial and ongoing (either monthly, fortnightly or weekly frequency as entered). In addition, the two loans allow for the entry of different introductory interest rates and terms, with different ongoing interest rates for the balance of the loan term. The calculation is done based on a monthly repayment frequency, in respect of the common loan parameters entered, namely amount and total term in years.

Loan Repayment Calculator

The Loan Repayments Calculator calculates the type of repayment required, at the frequency requested, in respect of the loan parameters entered, namely amount, term and interest rate.

Savings Calculator

The Saving Plan Calculator calculates the total accumulation in a savings account, at the regular deposit frequency requested, in respect of the savings plan parameters entered, namely initial amount, regular deposit amount, term and interest rate.

Borrowing Power Calculator

The Borrowing Power Calculator calculates the maximum amount of loan available based on the client specific assumptions entered in respect of the potential borrower.

Stamp Duty Calculator

The Stamp Duty Calculator calculates transfer duty, mortgage duty, mortgage registration and transfer fees for properties with an existing dwelling. Different rates of duty and fees may apply for vacant land and you should contact the OSR in your state or territory for the correct rates.

Extra Repayments Calculator

The Extra Repayments Calculator calculates the time saved to pay off the loan and the amount of interest saved if repayments are increased by the entered amount of extra contribution per repayment period after the loan has been in force for the entered number of years. The calculation is done at the repayment frequency entered, in respect of the original loan parameters entered, namely amount, annual interest rate and term in years.

Our Lenders
AMB Australia top back print
Use of the information contained on this page is governed by Australian law and is subject to the disclaimers which can be read on the disclaimer page.
View the AMB Australia Privacy Policy.
AMB Australia Pty. Ltd. Web Site is Created by Nous Information Techology
Copyright © 2004-2014. All Rights Reserved.